Planning for Life

Christina T. Vidoli

Recent Posts

Beneficiaries: By Group or By Person?

Posted by Christina T. Vidoli on February 9, 2015

By Christina T. Vidoli

You want to leave your estate to your kids and grandkids, and you want it divided evenly.
But how?

There are two ways of distributing money -- per stirpes and per capita. You can specify either method in your will, trust, retirement accounts, life insurance policies, and other estate planning devices. Both are acceptable options when naming beneficiaries, but the possible outcomes can be drastically different from one approach to the other.

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Topics: Estate Planning

SSA and IRS 2015 COLA Numbers

Posted by Christina T. Vidoli on January 30, 2015

By Christina T. Vidoli

Below are some important cost-of-living-adjusted figures for 2015, as issued by the Social Security Administration and the Internal Revenue Service:

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Beware of Deed Scams

Posted by Christina T. Vidoli on December 3, 2014

By Christina T. Vidoli

Homeowners beware: Some unscrupulous companies are trying to get owners to pony up for a copy of their deed, but it’s a scam.

Recently, several clients have contacted us to inquire about a notice they received in the mail that resembles an invoice from a company with the name “Record Transfer Service” of Sioux Falls, South Dakota.  The notice instructs them to send $83 to the company in exchange for a copy of their deed.  Each of the clients who have reported receiving this notice had recently made a change to the title of real estate, all of which is public information. Many people mistakenly believe they are required to pay the fee to get a copy of their deed and willingly send the money.  And as long as you receive the documents you’ve paid for, there’s nothing illegal about it.  By law, the companies are required to include a disclaimer on the notices, but many people overlook it and wind up becoming victims of this scam.  You can get this document yourself—for 50 cents per page if you go to the Registry of Deeds in the county where your property is located, $1.00 per page if you mail in a request, and some counties allow you to print a copy for free from the Registry’s website.

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Attorney Reprimanded For Failure to Properly Settle Case

Posted by Christina T. Vidoli on October 11, 2013

By Christina T. Vidoli

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Topics: Medicare, personal injury settlement

Who Should You Choose as Trustee of a Special Needs Trust?

Posted by Christina T. Vidoli on October 2, 2013

By Christina T. Vidoli

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Topics: trusts, special needs planning

3 Steps to Take When Your Child Turns 18 -- Massachusetts

Posted by Christina T. Vidoli on July 24, 2013

By Christina T. Vidoli

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Topics: Estate Planning

The High Cost of Special Needs Requires a Plan

Posted by Christina T. Vidoli on May 24, 2013

By Christina T. Vidoli

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Topics: special needs planning

Probate v. Nonprobate Property 101

Posted by Christina T. Vidoli on September 26, 2012

By Christina T. Vidoli

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Topics: Estate Planning, Probate Estate Administration

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