Planning for Life

Do You Live in a NORC?

Posted by Harry S. Margolis on October 3, 2011

By Harry S. Margolis

I recently met with a new client who commented that she lives in a NORC.

"A what?" I asked.iStock-474949592.jpg

"A Naturally Occurring Retirement Community," she responded.

She explained that she and her neighbors in the apartment complex where she lives are all getting older.  Without a lot of people moving in and out, the facility is taking on the demographics of a retirement community.

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Topics: long-term care planning, nursing homes, seniors, Retirement Planning

Should You Have to Spend Down for MassHealth Coverage?

Posted by Jamie Marshall on April 25, 2011

nursing home couple

By Harry S. Margolis

We recently received this question from one of our readers:

Since when does a nursing home require that all assets be given to them, including life insurance policies before going on MassHealth? Why should they get every penny while the person is alive and after they die too?

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Topics: MassHealth planning, long-term care planning, MassHealth

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