I recently met with a new client who commented that she lives in a NORC.
"A what?" I asked.
"A Naturally Occurring Retirement Community," she responded.
She explained that she and her neighbors in the apartment complex where she lives are all getting older. Without a lot of people moving in and out, the facility is taking on the demographics of a retirement community.
We had an inquiry from a nursing home about whether a guardian needed court approval to move a nursing home resident to another facility when she also had a health care proxy.
Under the Massachusetts guardianship law, guardians must first seek court approval before placing the protected person in a nursing home. However, agents under health care proxies have the right to make health care decisions for individuals and, presumably, this would include placement in a nursing home.
The families of nursing home residents moving from private pay to MassHealth coverage in nursing homes often ask whether they should maintain their Medicare supplemental insurance policies. We generally tell them that it’s up to them because it makes not financial difference.