There's been a long debate among practitioners of special needs planning about how specific to make trust language governing the distributions to or on behalf of the beneficiary. The trend is to be less specific, giving the trustee wide discretionary on whether and how to make trust distributions.
There have been at least three points of view with regard to special needs trust (SNT) drafting:
Restrictive. This approach is to limit distributions to only those items and purposes approved by the Social Security Administration (SSA) as not affecting eligibility for Supplemental Security Income (SSI). The fear is that if more general language is used, such as for the beneficiary's health and maintenance, the SSA may require that the funds be used for such purposes and consider them available to the beneficiary, rendering him ineligible for SSI, which in many states would mean the loss of Medicaid as well.